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特定の利率、定期払いの回数と支払額、および将来価値を条件として、投資の現在価値を返します。 現在価値とは、将来行われる一連の支払いが、現時点でどれだけの価値があるのかを示す合計額です。
PV( rate , numper , paymt , fval , type )
有効な引数は次のとおりです。
引数 | 説明 |
---|---|
rate | 期間あたりの利率(パーセント単位) |
numper | 合計支払回数 |
paymt | 毎回の支払額。投資期間内は支払額を変更できません。 |
fval | (オプション)将来価値。省略すると、支払いのみを想定した金額が算出されます。 |
type | (オプション)支払期日。支払が期末に行われる場合は0、期首に行われる場合は1を指定します。省略すると0とみなされます。 |
すべての引数の値は、出金(預入金など)は負数で、入金(配当金など)は正数で指定します。
rateおよびnumber引数には、単位を統一した値を指定します。 たとえば年利8%の5年ローンを月払いで返済する場合は、rate引数に0.08/12、number引数に5*12を指定します。 同じローンを年払いで返済する場合は、rate引数に0.08、numper引数に5を指定します。
全引数に対して数値データを受け取り、 数値データを返します。
PV(B1/12,N24,-75,0,1)
PV(R1C1/12,48,R1C2,0,0)
PV(0.005,60,-100,0,1) 結果: $5,198.42